| 01 | Droppings and urine contamination (food, insulation, indoor air) The most under-rated rodent harm in this hub. Deer mice can carry hantavirus, and droppings should never be dry-swept or vacuumed (CDC) — wet-clean or call remediation for a heavy accumulation. This ranks above the fire pathway because it's both more common and better documented. | Functional | Stored food, attic and wall insulation, and indoor air quality when disturbed | Qualified remediation | ●Well documented |
| 02 | Wire-insulation gnawing (electrical/fire pathway) The gnawing-to-arc mechanism is real and documented — but the widely repeated '20-25% of house fires' figure has no source in NFPA, USFA, or NFIRS data. Treat exposed wiring as a genuine hazard; treat the statistic as marketing. | Functional | Branch wiring, cords, and any energized conductor a rodent can reach | Licensed electrician | ●Well documented |
| 03 | Plastic plumbing gnawing A gnawed supply line can leak slowly for weeks before it's found, and that's a genuine risk worth taking seriously. Copper and steel pipe are not at risk — rodents test rigid pipe and move on. | Functional | PEX and PVC water-supply lines and foam pipe insulation | Plumber | ◐Plausible, under-documented |
| 04 | Insulation shredding and compaction Compaction genuinely reduces performance locally, but every specific R-value-loss percentage traces to insulation-contractor marketing, not independent measurement. Contamination, not thermodynamics, is the honest reason heavily soiled insulation gets removed. | Functional | Attic and wall insulation loft, cleanliness, and R-value in nested areas | Qualified remediation | ◐Plausible, under-documented |
| 05 | Drywall and wood gnaw holes Ugly and worth patching, but not structural — a mouse-sized hole doesn't weaken a stud or compromise the wall's integrity. | Cosmetic | Wall surfaces, baseboards, and trim | You — a DIY patch | ●Well documented |
| 06 | Stored-item and pantry-food damage Contaminated food should be discarded outright. Irreplaceable stored belongings are often the real, hard-to-quantify loss here, more than any repair cost. | Functional | Pantry food, pet food, and stored belongings in attics, garages, and basements | You — wipe it up | ●Well documented |